We do not “robo-dial” or solicit anyone without being contacted first!
There is only 1 real Mogi™ — make sure it’s us you’re talking to.

Unfortunately, there are some companies who continue to make misleading and disruptive phone calls. Some of them are even pretending to be us! We pledge never to call you without you contacting us first. Next time tell them you want real protection and real service — you want Mogi.™

If you have been solicited in this manner and/or have purchased a policy, please call our customer service department immediately to report your case: (888) 783-0299. Just one phone call could help stop this fraudulent and illegal practice by our competitors.

Frequently Asked Questions

Our customer service reps are more than qualified to answer any questions you may have about your extended vehicle protection plan. Please contact Customer Service at 888-783-0299

Why are you asking for my contact information when I request a quote online? We understand the importance of privacy, and in an age where identity theft is so common it’s good to be cautious. When you request a quote on our website, your contact information is sent directly to our headquarters so one of our trained experts can call at your request and get you the personalized information you need. Unlike some other brokers, we do not cold call or sell any of our customer’s information. You can rest assured that our only desire is to provide you with the personal and specialized attention needed when making a decision like this.

I plan to sell my vehicle in a couple of years. Will the coverage plan I purchase today transfer to a new owner later? Absolutely. Our Mogi plans are fully transferable and make for a great selling point when you are looking to move to your next vehicle.

What’s the difference between a warranty, a vehicle service contract and a product policy? When you purchase a vehicle brand new you receive a warranty from the manufacturer.  That manufacturer guarantees their parts with a warranty which pays for the labor and replacement parts when they break down.  When the warranty runs out you can purchase a vehicle service contract, much like insurance, a 3rd party assumes the risk of a vehicles future breakdowns specific to each policy.  In other words, different age of vehicles and different mileage qualifies for different levels of coverage, which pays for covered parts and labor.  The third option is what’s known as a product policy, when you purchase a product policy you receive items that must be used in order to have your vehicle policy protection activated.  These products will protect those associated parts from a breakdown.  This type of policy is ideal for older vehicles because the products are designed to help aid against mechanical breakdown.  A product policy differs from a service contract in that you are purchasing a product as opposed to a service.  When a breakdown does occur on these associated parts, then the policy pays for the covered parts and labor like a service contract or a warranty.

Are you affiliated with, or are you selling [various auto manufacturers] factory warranties? We are not affiliated with any automotive dealers. As one of the largest brokers in the country, we work with top vendors of extended vehicle protection plans—not factory manufacturers. As such, our services step in when your vehicle's factory coverage expires.

I’m pretty handy with engines and cars. Why would I need Mogi? With the technology being used in today’s vehicles it has become nearly impossible to work on your own car without specialized technical training and expensive diagnostic tools. As cars get smarter and safer they require more and more technology. As such, it's no wonder that even small- to medium-sized mechanic's shops are closing at an alarming rate—they just can't keep up with the technology. Buying Mogi ensures you don't have to pay for the up-to-date computer training required by today's automotive technicians.

I own more than one vehicle. Can I put them on the same policy? We may be able to cover as many vehicles as you own, depending on their make, model, mileage, etc. Some circumstances even qualify for discounts with multiple cars. The best answer to this question is to call in to speak with, or request a quote from, one of our specialists. They will be more than capable to assess your personal situation and provide you with the most comfortable protection available.

I already have auto insurance. Why do I need Mogi? Like auto insurance, Mogi protects against the unexpected, but it does this in a different way. Insurance covers your vehicle against the damage that might be received from a car crash or natural disasters, but they wouldn’t cover normal mechanical breakage. If your transmission were to fail tomorrow, your insurance company wouldn’t be able to pay for the replacement—but Mogi would.

My dealer sold me a warranty with my car. Why do I need a new one? The coverage you purchased with your vehicle has an expiration date. Generally, dealerships will offer coverage to sweeten the deal when you are purchasing a new or slightly used car. But that coverage eventually expires, leaving you vulnerable to the cost of any future automotive repairs. That's where Mogi comes in—when the dealer’s or factory’s warranty won't cover you anymore, we will be able to provide the extended coverage needed for you to drive with security.

Can I make a claim on my vehicle as soon as I hang up the phone? No, in times of uncertainty we have found that some people abuse the system and purchase a service contract only after they have developed an issue on their vehicles. Unfortunately, because we can not cover what is already broken, all of our policies do carry a standard grace period.